Choosing the right health insurance for you and your family is an important decision. We understand, and we want you to feel confident in your choice. Let us help you find the insurance plan that's right for you.
Depending on how many plans are offered in your area, you may find plans of all or any of these types at each metal level – Bronze, Silver, Gold, and Platinum. Some examples of plan types we can find for you:
- Exclusive Provider Organization (EPO):
- Health Maintenance Organization (HMO):
- Point of Service (POS):
- Preferred Provider Organization (PPO):
A managed care plan where services are covered only if you use doctors, specialists, or hospitals in the plan's network (except in an emergency).
A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency.
A type of plan where you pay less if you use doctors, hospitals, and other health care providers that belong to the plan's network. POS plans require you to get a referral from your primary care doctor in order to see a specialist.
A type of health plan where you pay less if you use providers in the plan's network. You can use doctors, hospitals, and providers outside of the network without a referral for an additional cost.